About us

A local agency with a national bench behind it.

Sharp Insurance is an independent member of Financial Insurance Group (FIG), an umbrella of agencies that gives each office access to a wider market and better rates.

Our agents have served clients across the country for over 20 years and are licensed in all 50 states. We specialize in auto, home, business, farm, recreational vehicle, pet, health, and life insurance.

Because we're independent, we're not limited to one company's products. We shop a network of more than 20 top-rated national carriers, compare what each one will actually pay in a claim, and bring you the option that fits — not the one that's easiest to sell.

Customer service is our highest priority: always responsive, always ready to help, whether you're adding a teen driver, insuring a breeding bull, or opening a shop on Main Street.

A Sharp Insurance agent meeting with a client in the Montpelier office

How we work

Independent by design

We answer to you, not to a single carrier's sales targets.

Local and reachable

Call the office and you'll talk to someone who knows the area.

Shopped at renewal

Rates drift. We re-market your policy instead of letting it ride.

Plain-English advice

We explain deductibles, limits, and exclusions before you sign.

20+ years

Serving clients nationwide

50 states

Licensed nationwide

20+ carriers

Shopped on every quote

Ready for a second opinion on your policy?

Send us your current declarations page and we'll tell you honestly whether we can beat it.